The US healthcare system is a disaster. If you total up all the healthcare costs (government tax dollars, private insurance premiums, etc.), US healthcare costs about twice as much per person as the healthcare in any European country, Canada, or Japan. And yet we have 40 million or so uninsured and on virtually every measure of health, the US ranks close to last of all the developed countries.
So the whole system needs to be changed. But we have all sorts of powerful, enormously wealthy institutions (insurance companies, drug companies, medical diagnostic labs, medical equipment suppliers, etc.) who are making vast amounts of money under the current system. They will resist any changes that they think will threaten the gravy train. And they and their lobbyists have had Congress in their pockets for decades.
There is a growing consensus among the public that the current system is not serving anyone well, not even those of us who have healthcare coverage. So the question is what sort of system to we move to.
To me it seems obvious that we should be moving to a single-payer system that is managed by the government and that guarantees that every citizen gets the same access to care. That’s what almost every other developed country in the world has and, while their systems certainly have problems, the statistics show that their plans are both less expensive and produce better results than what we have.
The opponents of single-payer systems are quick to point out, for example, that Canadians must wait months for routine medical appointments but when US seniors are struggling to find affordable prescription drugs where do the turn… They buy the drugs from Canada. And who is trying to stop them? The US Food and Drug Administration under the influence of the pharmaceutical industry lobbyists. And why are these drugs (most manufactured in the US) cheaper in Canada? Because the Canadian healthplan used their leverage as the sole provider of prescription coverage in Canada to negotiate better prices.
When the Republican Congress created Medicare Plan D they specifically forbade Medicare from negotiating drug prices. So now the Medicare Plan D prices are significantly higher than, for example, the prices charged the Veterans Administration. Why? Because the Veterans Administration is allowed to negotiate drug prices.
So why do I say that there is going to be a battle between “Universal Coverage” and “single-payer”? Because Universal Coverage is a nice sounding name for a Rube-Goldberg mess by which private insurers will be subsidized using tax dollars to provide 2nd-class-citizen coverage for the less affluent members of US society.
We currently have two single-payer plans in this country (Medicare and the Veterans Administration) that appear to work rather well. My understanding is that they are actually more efficient in their administrative costs than private insurers. We should be studying them and the single-payer health plans in place in other countries to try and come up with a single-payer plan that is better than all of them.